Core Banking System

Every movement is a balanced, immutable double-entry journal entry. Balances are derived from the journal: never stored as a separate version of the truth, and the full position can be reconstructed by replay at any time.

One synchronous authorisation and posting pipeline runs inside the switch’s timeout budget, aligned to the ISO 8583 lifecycle. Fees, commissions and settlement legs post atomically with the customer movement.

Float safeguarding, tamper-evident audit trails, maker-checker controls and read-only supervisory access are product features of the core: designed to satisfy bank, auditor and regulator from day one.

Append-only double-entry journal, derived and replayable balances, holds as first-class objects mapping to the ISO 8583 lifecycle, per-entry hash chaining with a sealed daily close.

Atomic N-way splits across agents, partners and taxes; versioned, maker-checked posting rules; settlement positions lodged inline: always current, always reconciled.

Conditional authorisation, balance-threshold sweeps and an outbound event stream for treasury, notifications and analytics, all inside the switch’s clock.

Individuals, agents, merchants and corporates with native super-agent → agent → till hierarchies; products as configuration releases: new products ship at the speed of an approval.

Regulator-grade KYC-tier limits, a complete before / after audit trail, maker-checker on everything, and transaction records retained to the strictest market standard.

Customer servicing, manual postings under dual control, product and fee configuration, reconciliation dashboards and role-based access: every action audited.